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  • 3401 Mallory Lane, Suite 100 & 200 Office 126 Franklin, TN 37067 Mobile (805) 405-4299 Tel (615) 583-5287 John.Gardella@ccm.com
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Your Local CrossCountry Mortgage Loan Officer

John Gardella

  • Originating Branch Manager
  • Franklin, TN Mortgage Loan Officer
  • NMLS #305669
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I’ll be with you every step of the way

Hola, soy John, con sede en Franklin, TN. He estado en la industria hipotecaria durante más de 30 años y he cerrado con éxito miles de transacciones de financiamiento de vivienda. Mi equipo y yo siempre nos hemos orgulloso de brindar un servicio al cliente y profesionalismo A+. Trabajamos juntos para ofrecer a los compradores de vivienda tasas de interés competitivas, cierres rápidos y una amplia gama de productos de préstamos tradicionales e innovadores. Juntos, haremos que su hipoteca se sienta como una victoria.

Para ayudarle a alcanzar sus objetivos de propietario de vivienda, le guiaré a través del financiamiento de la vivienda. Analizaremos sus planes y revisaremos cada opción de hipoteca, desde los préstamos convencionales y de la FHA hasta los préstamos del VA y del USDA. Su satisfacción es importante para mí, así que estaré a su lado para responder sus preguntas y guiarlo desde solicitar su préstamo hasta cerrar su vivienda. Ser propietario de una vivienda es una gran oportunidad y una gran inversión, y me complace ayudarles a hacerlo realidad como parte del prestamista hipotecario minorista n.o 1 de los Estados Unidos.

A título personal, he estado casado durante más de 30 años con tres maravillosos hijos adultos.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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