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4925 Greenville Avenue, Suite 750 Dallas, TX 75206 Mobile (214) 842-1746 Tel (972) 942-0813 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Cody Collins
I’ll be with you every step of the way
Hi, I’m Cody, and my team and I are here to simplify your home financing experience at the Dallas, TX branch of America’s #1 Retail Mortgage Lender. With over 13 years of business leadership experience, I provide creative solutions to complex financial situations, helping you achieve your homeownership dreams while delivering a five-star mortgage experience.
We start by listening to your goals and priorities to find the right loan for you, whether it’s conventional, jumbo, FHA, or VA. Together, we’ll create a mortgage plan that fits your needs and ensures a smooth path to closing. You can feel confident knowing I’ll guide you through each step of the process, keep you updated on your loan’s status, and answer any questions you have along the way.
Whether it’s your first home, your next home, or a refinance, I look forward to providing the communication and service you deserve to make your home financing journey as seamless as possible.
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.