How much does it cost to refinance?

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs. Learn more

How much house can I afford?

To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt. Learn more

What is a good credit score?

A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan. Learn more

A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period. Learn more

How do I calculate mortgage payments?

To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. Learn more

6120 Executive Blvd. Suite 780
Rockville, MD 20852 Mobile (443) 623-5587 Tel (410) 885-1727 Greg.Boucher@ccm.com

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- Home Equity
- Investment Property
- Purchase
- Refinance
- Reverse Mortgage

Your Local CrossCountry Mortgage Loan Officer

Greg Boucher

Senior Loan Officer
Rockville, MD Mortgage Loan Officer
NMLS #1890485

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I’ll be with you every step of the way

Hello, I’m Greg! I help families build generational wealth and legacies by offering tailored strategies and solutions. As a successful real estate investor, former real estate agent and mortgage professional, I have decades of experience working with a wide range of clients. I’ve helped:

Real estate investors build their portfolios
Los inquilinos se convierten en compradores de vivienda por primera vez
Homebuyers purchase with no money down
Self-employed clients qualify for financing
Los jubilados compran una vivienda con ingresos fijos
Los propietarios utilizan hipotecas inversas para mitigar la secuencia de riesgo de rendimiento en otras inversiones

Whether you’re a homebuyer looking to achieve your financial goals, a real estate agent wanting to stay informed about mortgage options for your clients, or a financial planner looking for creative ways to preserve AUM, let’s connect today! I’m excited to work with you and deliver an exceptional mortgage experience — backed by America’s #1 Retail Mortgage Lender.

Guides and resources

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Friends enjoying dinner in an updated kitchen after completing home improvements with the help of CCM Equity Express.

Women sits at kitchen table and researching options to help her purchase a home instead of renting one.

Retired woman enjoys a bike ride and her peace of mind after starting her reverse mortgage.

Tap into your home equity – fast

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

With CCM Equity Express, the process is fast, secure, and fully automated. Simply take 5 minutes to apply and get 100% of your loan amount in as few as 5 days.

Get Started – Fixed Get Started – Flex

Move On From Renting

Buying a home doesn’t seem easy, but that shouldn’t stop you from enjoying the benefits of homeownership! I’ll provide solutions to help you own your very own home.

Not sure you’re financially ready?

We’ll make a plan that fits your budget.

Think iffy credit will hold you back?

I’ve got options with flexible requirements.

Unsure about high rates, down payments, or closing costs?

We’ll find ways to save.

Don’t wait – let’s start the process so you can make your big move.

Contact me

You’ve worked hard for your home. Now it’s time to put your home equity to work for you.

A reverse mortgage allows homeowners aged 55 or older to borrow against their housing wealth while maintaining ownership, title, and control of their home.

But unlike traditional financing solutions, there is no monthly payment required on the loan — taxes, insurance, and maintenance only.

What will you do with tax-free cash from your home equity?

Improve cash flow and increase savings
Refinance or eliminate existing mortgage and consumer debt
Pay for healthcare expenses and long-term care
Finance home renovations to age safely in place
Buy a new home that better suits your needs
Create a financial safety net with a growing line of credit

Get started

*Review the Reverse mortgage requirements found on the product page for additional details.

Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come.

Frequently asked questions

Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

Learn more

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