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Foto de Julius Barrutia
  • 413 N. Carpenter St., Suite 1W Chicago, IL 60642 Mobile (630) 370-2360 Tel (312) 210-7070 JuliusB@ccm.com

Your Local CrossCountry Mortgage Loan Officer

Julius Barrutia

  • SVP of Mortgage Lending
  • Chicago, IL Mortgage Loan Officer
  • NMLS #191744
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El prestamista hipotecario minorista n.o 1 de los Estados Unidos

Hola, soy Julius, y como veterano de 16 años de la industria hipotecaria, soy conocido como un profesional de confianza con vasto conocimiento del financiamiento de viviendas y una variedad de productos de préstamos hipotecarios. Con una amplia experiencia financiera, tengo la experiencia y el conocimiento para proporcionar opciones de préstamos beneficiosos mientras lo guío a través del proceso hipotecario. Con sede en nuestra sucursal de Chicago, IL, ya sea que compre una vivienda por primera vez o sea un inversionista experimentado en bienes raíces, escucharé sus objetivos y prioridades para identificar una solución de financiamiento de vivienda adecuada para usted.

Como parte del prestamista hipotecario minorista n.o 1 de los Estados Unidos, puede contar con un servicio al cliente de primer nivel desde la solicitud hasta el cierre y más allá. Como pueden certificar cientos de clientes felices, me dedico a asegurarme de que la compra o el refinanciamiento de su vivienda sea lo más sencillo posible. Espero con ansias comenzar su proceso de financiamiento de vivienda y brindarle el excelente servicio que se merece.

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

Should I buy a house or keep renting?

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A young couple celebrate becoming homeowners thanks to different mortgage options for first-time homebuyers.
A contractor meets with the homeowner and discusses improvements to create their dream home.

Ready to Buy Your First Home?

Our wide range of mortgage options can help first-time homebuyers achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief. 

Financing options: 

  • Home loans with as little as 3% down 
  • Temporary buydowns to lower your mortgage rate at the start of your loan 
  • Down payment assistance from national and state programs 
  • Personalized home financing solutions 

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!  

Take the first step toward homeownership. Let’s discuss your options today. 

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Make Any Home Your Dream Home

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life! 

Here’s how: 

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.  
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…you know the hassle. 
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Inspiration for your home loan journey

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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