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Your Fairfield, Connecticut mortgage experts

Your Future Our Focus

  • 46 Miller St, #1 Fairfield, CT 06824 Branch NMLS #1670848 Phone (203) 913-4832
    • monday: 8:00AM – 5:00PM
    • tuesday: 8:00AM – 5:00PM
    • wednesday: 8:00AM – 5:00PM
    • thursday: 8:00AM – 5:00PM
    • friday: 8:00AM – 5:00PM
    • saturday:
    • sunday:
    • Purchase
    • Refinance

We’ll be with you every step of the way

Working with CrossCountry Mortgage has never been so easy. At the Salem, NH branch of America’s #1 Retail Mortgage Lender, our loan officers average over 20 years of mortgage experience. We live locally and have a desired to provide personalized and superior customer service. Whether you apply online or in person, we look to cater the home financing experience to you and are dedicated to ensuring your complete satisfaction

No matter if you are buying, refinancing, or renovating, we offer a wide range of loan programs to fit your goals. Conventional, VA, FHA, and USDA are just the start. Together, we’ll find the one to achieve your homeownership dreams.

In addition, our processing and underwriting staff is dedicated to closing loans in 21 days or less. We hope to hear from you when the time comes for your next purchase or refinance.

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

Meet our team

Jay Tolisano

  • Divisional SVP of Production
  • NMLS #109296
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Aimee Merritt

  • Senior Loan Originator
  • NMLS #418848
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Jeneen Hupfer

  • Senior Mortgage Banker
  • NMLS #70602
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Jeff Buckley

  • Mortgage Loan Originator
  • NMLS #2096750
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Randy Nemeroff

  • Business Development / Loan Originator
  • NMLS #143431
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Rich Toni

  • Loan Officer
  • NMLS #2298729
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Candice Kingston

  • Outside Loan Originator
  • NMLS #1182573
  • 46 Miller St
  • #1
  • Fairfield, CT 06824

Our support staff

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Frequently asked questions

  • Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.

  • To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.

  • A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.

  • A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.

  • To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more. 

I’d love to hear from you.

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