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532 Lake Street, Suite A Antioch, IL 60002 Mobile (847) 722-1775 Tel (847) 722-1775 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Sly Marinca
I’ll be with you every step of the way
Hi, I’m Sly! With over 20 years financing homes out of Antioch, IL, I’ve successfully helped thousands of families across northern Illinois and southern Wisconsin achieve their homeownership dreams. During this time, I’ve gained extensive knowledge of various loan products, including conventional, jumbo, FHA, and VA loans. My dedication to service has earned me numerous production and customer service awards, along with glowing reviews from clients like you.
Whether you’re a first-time homebuyer, looking to trade up, downsize, or make a change, I’m here to help before you even make an offer. We’ll sit down to review your budget, income, and savings, ensuring we find the best home loan for your unique situation. I’ll walk by your side from pre-approval to closing and beyond, making sure you feel confident and supported.
The financial aspects of homebuying can seem overwhelming, but with a trained and caring professional in your corner, you’ll feel at ease. Start your journey at America’s #1 Retail Mortgage Lender!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.