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301 Commercial Avenue, Suite 301 Anacortes, WA 98221 Mobile (562) 331-8447 Tel (360) 312-3238 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Clarissa Wong
- Loan Consultant
- Anacortes, WA Mortgage Loan Officer
- NMLS #1733236
I’ll be with you every step of the way
Hi, I’m Clarissa, a passionate loan officer at our Anacortes, WA branch. My passion has always been helping others—it’s why I love what I do! Whether you’re a first-time homebuyer or on the move, my top priority is to make your homeownership dreams a reality. You can count on me to deliver five-star service, offering exceptional communication and dependability as we create a plan to meet your financial goals. I’ll ensure a smooth loan process and always be available to answer your questions—from application to closing and beyond.
I’m proud to be a Homes For Heroes affiliate, which allows me to give back to the people that serve our community and country. To qualify, you must be a:
- Military Service Member
- Healthcare or social work professional
- Teacher
- Law enforcement officer
- Firefighter
- Paramedic/EMT
It’s an honor to be a part of this program, and I look forward to helping our heroes save on their home purchase or refinance with America’s #1 Retail Mortgage Lender!
Clarissa’s testimonials
Guides and resources
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.