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Your Local CrossCountry Mortgage Loan Officer

Ricardo Rivera

  • Outside Loan Originator
  • Wyomissing, PA Mortgage Loan Officer
  • NMLS #2159014
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I’ll be with you every step of the way

Hi, I’m Ricardo, and I became a loan officer in 2022 after six years in financial services and purchasing two homes myself. My goal is to make the homebuying process clearer and more accessible to the Spanish-speaking community here in Allentown, PA. I’m passionate about helping you understand each part of the mortgage process, simplifying complex terms, and making sure you feel confident throughout your homebuying journey.

Whether it’s conventional, jumbo, FHA, or VA loans, I’ll guide you through your options and find the one that’s right for you, supported by America’s #1 Retail Mortgage Lender. From application to closing, I’ll keep you updated and answer every question you have along the way. And when it’s time to refinance, I’ll be here for that too!

When I’m not working, you can find me playing basketball, enjoying the pool, or traveling. I look forward to giving you an outstanding home financing experience!

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Your Mortgage Expert

Navigating the mortgage loan process is exciting – and easy – with the right home financing partner. When you work with CrossCountry Mortgage, you’ll collaborate closely with a licensed mortgage loan officer. We want to make sure you receive a competitive rate, and a fast, simple experience. Why? Our goal is to be your mortgage lender of choice for years to come. 

How much will my mortgage payment be?  

This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.

A family plays together peacefully knowing they found the best option to help them reach financial wellness.

Financial Wellness Can Be Yours

Imagine life without credit card debt, with medical expenses taken care of, or with extra funds to make large purchases. Peaceful, isn’t it? 

Our home equity programs can help you achieve that dream. These include: 

  • Closed End Second Loan 
  • Home Equity Line of Credit (HELOC) 
  • Cash-Out Refinance 

Your equity may be the key to greater financial wellness. Let’s see what doors our home loans can open for you today. 

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Frequently asked questions

  • Los costos de refinanciamiento generalmente oscilan entre el 2 % y el 6 % del monto del préstamo e incluyen cargos como tasación, seguro de título y costos de cierre. Factores como el tipo de préstamo, la ubicación y el puntaje de crédito pueden  afectar significativamente  estos gastos. Nuestro equipo puede ayudar a proporcionar estrategias  que  pueden ayudar a minimizar los costos.

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