-
9130 Galleria Court, Suite 101 Naples, FL 34109 Mobile (706) 816-0613 Tel (706) 534-0719 [email protected]
-
- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
-
- Purchase
- Refinance
Liz Coffey
- Branch Manager
- Naples, FL Mortgage Loan Officer
- NMLS #1233526
I’ll be with you every step of the way
Hello! My name is Liz. I joined the mortgage industry on the bank side back in 2014 with a passion for helping people. I received Rookie of the Year in my first year as an originator in 2022 and the President’s Club award in 2023. It gives me great satisfaction to help my clients cross the finish line on one of the biggest transactions of their lives!
Whether you want to buy, refinance, or renovate, I offer a variety of loan programs to achieve your goals. From conventional and jumbo to FHA and USDA, we’ll discuss specifics and personalize the mortgage experience to fit your plans. Start your journey with America’s #1 Retail Mortgage Lender.
I’m married to my wonderful husband, John. We’ve been together for 16 years and have three amazing kids: Kylee, 15, Jacob, 12, and Beau, 6. We love living the lake life, doing all things water-related and enjoying warm weather. John and I also love to travel and have a favorite escape, New York City, that we like to take weekend trips to!
Liz’s testimonials
Guides and resources
My social posts
How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
-
Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
-
To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
-
A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
-
A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
-
To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.