Headshot of Bill Smith

Bill Smith

Loan Officer

Toms River, NJ Mortgage Lender

NMLS #2368894

Adress
1182 Fischer Blvd., Suite 1
Toms River, NJ 08753
Contact Methods
Email
mobile Mobile
(609) 713-5191
fax Fax
732-612-1493
Apply Now

Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Bill

I’m William “Bill” F. Smith, and my journey is a fusion of legal insight and financial expertise. Raised in Ocean County, New Jersey, I hold degrees in Business Administration from the University of South Florida and a Juris Doctorate from Seton Hall University School of Law, reflecting my dedication to both local roots and academic excellence.

With over two decades as a solo practitioner attorney, I’ve championed clients through real estate closings, offering me a profound understanding of financial intricacies and lender interactions. This background uniquely equips me to provide a seamless transition into the mortgage industry, where my core values of communication, service, and dedicated representation remain unwavering.

Grounded in Ocean County, backed by rigorous education, and fueled by years of legal practice, I'm committed to assisting you on your homeownership journey. As part of America’s #1 Retail Mortgage Lender, I’ll ensure a mortgage experience defined by professionalism, care, and results.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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