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7284 West Palmetto Park Rd, Ste 110-S Boca Raton, FL 33433 Mobile (561) 504-4116 Tel (954) 312-3104 [email protected]
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- monday: 8:00AM – 5:00PM
- tuesday: 8:00AM – 5:00PM
- wednesday: 8:00AM – 5:00PM
- thursday: 8:00AM – 5:00PM
- friday: 8:00AM – 5:00PM
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- Purchase
- Refinance
Eric Rosemary
- Originating Branch Manager
- Boca Raton, FL Mortgage Loan Officer
- NMLS #301253
I’ll be with you every step of the way
Hi, I’m Eric Rosemary, and I’ve been operating CCM’s Fort Lauderdale, FL branch as a top-producing location since 2012. With an award-winning background, I’ve proudly helped homebuyers nationwide find the home of their dreams since 2003. I’m passionate about providing clients with a seamless mortgage experience, and I’ve even been featured in *Top Agent Magazine* for my commitment to excellence in the industry.
As part of America’s #1 Retail Mortgage Lender, I’m dedicated to offering a wide range of mortgage options to fit your unique needs. Whether you’re purchasing or refinancing, my team and I will guide you through the process with clear communication, ensuring you receive the best loan solution possible. I look forward to helping you achieve your homeownership goals and providing exceptional service along the way!
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How much will my mortgage payment be?
This calculator is being provided for educational purposes only. The results are estimates based on information you provided and may not reflect CrossCountry Mortgage, LLC product terms. The information cannot be used by CrossCountry Mortgage, LLC to determine a customer’s eligibility for a specific product or service.
Inspiration for your home loan journey
Frequently asked questions
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Refinancing costs typically range from 2% to 6% of the loan amount and include fees such as appraisal, title insurance, and closing costs. Factors like your loan type, location, and credit score can significantly impact these expenses. Our team can help to provide strategies that can help minimize costs.
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To determine how much home you can afford, you’ll want to assess your financial situation. This includes your income, expenses, and debt-to-income ratio, to ensure your mortgage fits comfortably within your budget. A general guideline is to spend no more than 28% of your gross monthly income on housing costs and 36% on total debt.
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A good credit score typically starts at 620 for conventional loans, while FHA and VA loans may accept scores as low as 500, though higher scores offer better terms. A strong credit score can help you secure lower interest rates, saving you significant money over the life of a home loan.
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A Home Equity Line of Credit (HELOC) is a revolving line of credit that allows homeowners to borrow against the equity in their home. HELOCs function like a credit card, giving access to funds up to a set limit, which can be used for expenses like renovations or debt consolidation. You only pay interest on the amount you borrow, and the repayment terms typically include a draw period followed by a repayment period.
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To calculate your mortgage payments, start with your loan amount, interest rate, and loan term. Your payment will depend on the interest charged over time and the repayment schedule. You can use a monthly mortgage payment calculator or connect with us to learn more.