Headshot of Todd Gambit

Todd Gambit

SVP of Mortgage Lending

The Palmer Team

NMLS #1685550

Adress
630 Dundee Road, Suite 135
Northbrook, IL 60062
Contact Methods
Email
tel Phone
312-766-0965
mobile Mobile
(224) 944-6400
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Awards

BBB Accredited Business A+
Inc. 5000
Top Work Places
Top Workplace Scotsman Guide
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Todd

Hi, my name is Todd Gambit, founder Gambit Asset Management, a boutique full-service investment advisory and financial planning firm. As a senior vice president of mortgage lending at our Northbrook, IL branch, I’m proud to offer the expertise and resources of America’s #1 Retail Mortgage Lender.

With nearly 30 years of experience, my 360-degree approach to mortgage lending optimizes my clients’ home purchases or refinances. I hold several complementary designations that set me apart:

  • Loan officer, offering a full suite of mortgage products for new home purchases or refinancing
  • Certified Financial Planner (CFP®), offering guidance on payment affordability, down payments, and tax-efficient strategies
  • Certified Divorce Financial Analyst, helping clients navigate the transition to individual home ownership

My significant financial expertise creates a unique and unmatched experience in the mortgage industry. Let’s work together to find the right loan for your dream home.

Specialties

  • Purchase and Refinance
  • Purchase
  • Refinance Loans

Recent Posts and Articles

Blog

A homeowner with a child on his lap calculating whether to buy a new home or refinance his home loan

Owning a home is fun and fulfilling!

What’s not to love about having a space that is entirely yours? You can paint your bathroom fuchsia, have hardwood in the master, put up a wild Mosaic in the kitchen, install a smart thermostat, you name it. After all, it’s your home!

Equally enjoyable are the other personal and financial advantages of being a homeowner: security and stability, equity and wealth building, and more! I’m here to help you get the most from your home financing — whether you’re buying your first home, moving up or downsizing to match your lifestyle, or refinancing your current mortgage.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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