Headshot of Jen Martinez

Jen Martinez

VP of Mortgage Lending

Valrico, FL Mortgage Lender

NMLS #173516

Adress
2350 E. State Road 60, Office #43
Valrico, FL 33594
Contact Methods
Email
mobile Mobile
(813) 480-4747
fax Fax
813-856-4555
Apply Now

Awards

Top 1% Mortgage Originators Award
Scotsman Guide Top Women Originators
Scotsman Guide 2024 Top Originator Award
Inc 5000 Award
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Jen

Hi, I’m Jennifer! During my 20-year career that has taken me from the Midwest to Tampa and several points in between, I’ve gained a unique variety of mortgage lending experience. This wealth of knowledge is why my clients always receive the best home financing solution for their specific situation.

As a top producer, I’m dedicated to growing my business here in Florida by putting my clients first, meeting all of their lending expectations, and providing an absolutely positive experience. I specialize in conventional and jumbo purchase transactions, refinances, and loans for foreclosure properties.

When you choose me as your lender, you are my number-one priority. Service and communication are everything. It’s important that you trust me and my team, and we earn your confidence by providing consistency throughout your mortgage process and delivering the desired result at closing.

I’m proud to serve clients in Valrico, FL, as part of America’s #1 Retail Mortgage Lender.

Specialties

  • Purchase and Refinance
  • Construction Loans
  • First Time Homebuyers
  • Jumbo Loans
  • Referral Partners
  • Renovation Loans

Recent Posts and Articles

Blog

  • The living room of homeowners looking to sell their home
    Published on

    Pricing your Home Attractively

    Everyone keeps saying it is a sellers’ market, and it is. It’s tempting to list your house at a high price to capitalize on the trend but it’s important to listen to your real estate agent when determining the price of your home to be listed.

  • A realtor walking through a home with the homeowners discussing changes to increase its value
    Published on

    Benefits of Selling with an Agent

    Going through the homebuying and selling process can be tedious work. It may seem enticing to list your home for sale by owner to cut out the commission but is it truly worth it?

  • A home staged for potential homebuyers to tour
    Published on

    Supply and Demand in the Housing Market

    There is a high demand in homes but severely limited supply of them. The prices of homes are accelerated by the concept of supply and demand – the strong year-over-year home price appreciation is simple to explain. Demand is increased due to historically low interest rates.

  • A college graduate celebrating the milestone
    Published on

    Boosting Homeownership for Buyers with High Student Loans: What You Need to Know

    The Federal Housing Administration (FHA) just changed the way lenders calculate student loan debt for mortgage approvals. This means that student loan borrowers have a better shot at being approved for a home mortgage.

Family kicking a soccer ball in their backyard

With the Jen Martinez Team, your future is our focus.

Buying a home is a major investment — not only in a new house, but in a new life. I treat every transaction as if I’m trying to secure a mortgage for myself. Through all of the financing I’ve provided for borrowers in my career, I’ve gained essential knowledge of what works and what doesn’t.

This business is my heart. I genuinely care about each one of my borrowers. I recognize that purchasing a home is a big deal and I am dedicated to being an advocate on your behalf throughout the entire loan process. That’s why if you’re stressed, I’m stressed until I do everything necessary to course correct – it’s how I operate.

You can trust that together, we’ll make this one of the best financial experiences you’ve ever had. You’ll receive thorough communication every step of the way, and when it’s all said and done, you will feel confident that investing in your home was the right choice.

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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