Headshot of Nicole McCarthy

Nicole McCarthy

Loan Officer

Carbon Team - Cranford

NMLS #63737

Adress
14 Commerce Drive, Suite 400
Cranford, NJ 07016
Contact Methods
Email
tel Phone
908-721-5872
mobile Mobile
(646) 228-7820
fax Fax
908-721-5872
Apply Now

Awards

BBB Accredited Business A+
Scotsman Top Women Originators
Top Work Places
Weatherhead 100
Top Mortgage Lender badge
Mortgage Bankers Association Member

About Nicole

Hi, I’m Nicole, and I’m passionate about helping you achieve your financial goals through homeownership. As part of CCM’s Cranford, NJ branch, I bring the knowledge, experience, and flexibility needed to make the mortgage process faster and easier for you. Whether your situation is straightforward or more complex, I’ll work with you to find the right solution using the options and resources offered by America’s #1 Retail Mortgage Lender.

Whether you’re buying or refinancing, I will:

  • Explain every detail of your home loan,
  • Keep everything on track throughout the process,
  • Ensure you get to the closing table as quickly as possible.

I look forward to earning your trust and referrals with a higher level of service than any other loan officer you’ve worked with!

Specialties

  • Purchase and Refinance
  • First Time Homebuyers
  • Home Equity Loans
  • Jumbo Loans
  • VA Loans
Equal Housing Opportunity

Tap into your home equity.
Fast.

Would you like to improve your home, pay off higher-interest debt, finance education, or pay for other major expenses? A home equity line of credit (HELOC) can provide the money you need using your home equity.

CCM Equity Express, is fast, secure, and fully automated. A few minutes to apply, a few days to get your funds. That's all it takes.

Homeowners planning renovations for their home

Make any home your dream home

 

Tired of leaving open houses without finding “the one?” With a renovation loan, you can bring your ideas of the perfect home to life!

Here’s how:

  • Finance the costs of buying and upgrading a home with one loan, so you can purchase an imperfect but good (and probably less expensive) house and add your personal touch.
  • Refinance the cost of home improvements to get the benefits of moving without the packing and unpacking, figuring out new utilities…
    you know the hassle.

Learn More

Homeowners in their new kitchen

Get $6,500 in down payment assistance

We want to put homeownership within your reach. CCM Community Promise can provide $6,500 in down payment assistance if you live in a qualifying neighborhood in select cities.

You must live in an eligible census tract in these communities at the time you apply for your home loan, but you can purchase a home anywhere in the United States.

Start your pathway to homeownership. Get in touch to see if you're eligible.

Contact Us

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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