Headshot of John Gnisci

John Gnisci

Sr. Vice President

Carbon Team - BK

NMLS #727328

Adress
37 N 15th St, Ste 108
Brooklyn, NY 11222
Contact Methods
Email
tel Phone
929-512-5684
mobile Mobile
(201) 394-6281
fax Fax
914-984-5048
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Awards

Scotsman Guide 2024 Top Originator Award
Inc. 5000
Top Work Places
Weatherhead 100
Top Mortgage Lender Badge
Mortgage Bankers Association Member

About John

Hi, I’m John. I've originated over $2 billion in mortgages for clients ranging from top executives and celebrities to first-time homebuyers. I follow one guiding principle: every client deserves and receives my personal attention, no matter their background or goals.

At the Brooklyn, NY branch of America’s #1 Retail Mortgage Lender, my client-centric approach sets me apart from my competitors. I understand you’re making one of the biggest financial commitments of your life, and I’ll treat you as I would want to be treated. This belief has earned me a network of satisfied clients, real estate brokers, attorneys, CPAs, financial advisors, and home builders.

I closed my first home loan in 2000, and over the years, I’ve been a top producer at several prestigious financial institutions and mortgage banks in New York. My national recognition as a Top Originator by Scotsman Guide reflects my dedication to home financing excellence. My expertise has led to appearances on CBS and interviews in leading trade magazines.

Specialties

  • First Time Homebuyers
  • Purchase
  • Refinance Loans
  • VA Loans
The kitchen of a new homeowner

Buying now means saving later

Don't fixate on rate

Get the home you want now. If rates fall in the future, you can refinance to the lower rate after 6 full payments. And, with a lender credit of up to $1,500*, you'll save upfront and thousands down the line.

Contact Us
*For full terms and conditions, visit ccm.com/buynowrefilater.

First time homebuyers admiring their new home

Ready to buy your first home?

Our wide range of mortgage options can help you achieve homeownership with reduced down payments, closing cost assistance, or temporary rate relief.

Financing options

  • Home loans with as little as 3% down
  • Temporary buydowns to lower your mortgage rate at the start of your loan
  • Down payment assistance from national and state programs
  • Personalized home financing solutions

Bonus: If your household’s qualifying income meets the standards for your county’s area median income, you may be eligible for a lower mortgage rate!

Take the first step toward homeownership.
Let’s discuss your options today.

Contact Me

Recent Posts and Articles

Blog

Helping your home financing process go smoothly.

Resources

  • The Mortgage Process

    The Mortgage Process

    There are some major milestones on your road to home financing. As your loan officer, I’ll be with you every step of the way to make sure you understand each one and get through them quickly.

  • Payment Calculator

    Payment Calculator

    How much will your mortgage payment be? How much can you save if you refinance? Is it better to buy than rent? Use these online calculators to crunch the numbers and see for yourself.

  • Find the Right Loan

    Find the Right Loan

    I separate myself from other lenders by offering a broader selection of home financing options — from loans for first-time homebuyers to refinance programs for accessing your home’s equity.

  • Home Loan Check List

    Home Loan Check List

    Before you explore the endless options of home financing, some preparation is in order. Planning ahead for your mortgage is the key to an easier and more successful home financing process.

Inspiration for your home loan journey.

GALLERY

Your Mortgage Expert

A Lender You Can Trust

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